Credit Risk Officer

Job Information

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    Category Accounting Jobs
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    Posted On May 19 ,2020
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    Qualifications Bachelor's Degree
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    Employer Name Jemi Neil Consulting
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    Contact Email

Job Description

  • Perform risk assessments and review the credit application submitted by front line officers; exercise credit judgment; and make sound credit recommendations and / or decisions;
  • Perform pro-active on-going credit monitoring and risk management on the client as well as portfolio level;
  • Ensure all internal credit policies and procedures are adhered to and help to develop or enhance such policies and procedures;
  • Ensure on-going compliance with regulatory requirements;
  • Analyze risks and approve or reject loan requests, review clients’ financial status, evaluate creditworthiness and risks, calculate financial ratios (e.g. Debt to Income Ratio and interest rates)
  • Set up payment plans
  • Help to prepare various credit reports to be presented to Senior Management;
  • Ensure all transactions have full and proper documentation.