Job Description

Beyond Credit is a technology driven financial servicescompany that provide loans to Micro, Small and Medium Enterprises.

We are seeking to hire smart and experienced loan collectionofficers who are career driven and have financial or fintech experience for thefollowing locations: Epe, Ajah, and Ketu Lagos State.

DUTIES/RESPONSIBILITIES

·        Mobilization of Clients for loans

·         Formationof groups within coverage area

·        Verification of clients’ home and shop addresses in compliance with company’sguidelines and procedures

·         In-depthassessment of loan applications and preparation of loan proposals for businesssupport loans

·        Participation in credit committee for loan appraisals where required

·         Recoveryof overdue loans

·         Maintaincordial and long-term relationship with customers through excellent customerservice

·        Appraising client’s business and capacity to service requested loan

·        Registering loan on the system and recommending appropriate amount fordisbursement

·         Captureall requires information (i.e client& guarantor’s name, address &image. Business image and address)

·        Post-disbursement monitoring

·        Collection and posting clients loan repayments and savings  on the system

·        Reconciliation of daily collections with the Branch Manager

·        Maintaining a healthy portfolio

·         Reportingdirectly to the branch manager

·         Any otherresponsibility assigned by the management of Beyond Credit

REQUIREMENTS

Bachelor’s Degree or HND in marketing or any related field

·         Priorexperience as a loan officer in a financial institution.

·         Goodverbal and written communication skills

·         Strongnegotiation and interpersonal skills 

·         Candidatemust be resident in the above locations or environs.

SALARY; Attractivewith other benefits

METHOD OF APPLICATION

Interested candidates should forward their CV torecruitment@beyondcredit.com.ng using job title and location as subject of the mail.