Job Description
JOB DESCRIPTION – Key Responsibilities
- Conduct thorough analysis of financial statements and assessment of credit requests, including new requests, changed requests, refinancing and annual due diligence
- Provide recommendations tied to analysis and assessment of credit risk
- Present analysis, findings, and recommendations to managers, especially findings that involve a borrower’s ability to repay
- Keep up to date with the company’s lending protocols
- Reconcile credit files and identify discrepancies and variances
- Develop and prepare spreadsheets and models to support analysis of new and existing credit applications
JOB DESCRIPTION – Relevant Skills, Knowledge, and Experience
- Bachelor’s degree in finance, accounting, or other business-related fields
- Zero to three years of strong quantitative experience
- Strong proficiency in MS Office and general computer use
- Ability to effectively manage competing deadlines for projects in a high-pressure work environment, with varying degrees of supervision
- Strong attention to detail and ability to notice discrepancies in data
- Impeccable understanding of financial statements, ratios, and concepts